You Don't Have To Wait On Rates

GET STARTED ON YOUR HOME BUYING JOURNEY

^{CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org), is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Mortgage Servicer License No. MS068. Hawaii Mortgage Loan Originator Company License No. HI-1820. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. www.cmgfi.com/corporate/licensing}

^{*CMG Home Loans will cover all customary lender fees which are lender administrative fee, tax service fee, appraisal fee and credit report fee. This offer does not cover discount points. Credit cannot exceed total fees. Rate Rebound is only valid on future conventional conforming, government, and jumbo loans in our retail channel (future Construction Loans, All in One, HELOCs, Bond or HFA loans are excluded). Rate Rebound is only available on loans originated by CMG Home Loans. There may be additional restrictions based on investor. Offer may not be redeemed for cash or credit and is nontransferable. Offer cannot be retroactively applied to any loans. Offer may not be used with any other discounts, promotions or interest-only/buy-down and second lien products. This offer is subject to changes or cancellation at any time at the sole discretion of CMG Home Loans. Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines. Program will be available on loans disclosed on or after 11/1/22. Program is applicable for refinances 6 months after closing up to 5 years from original note date and with a net tangible benefit which includes a rate reduction of 0.5%, going from an ARM to fixed rate, reducing loan term, movement to a more stable product, or a lower principal and interest payment. By refinancing the existing loan, the total finance charges may be higher over the life of the loan.}

Rise Above 

High Mortgage Rates

Buy Or Get Cash Out Now, If Rates Fall, You're Covered

With Rate Rebound, you can buy a home or refinance with cash out now and, if rates fall, refinance to a lower rate with NO LENDER FEES*

High mortgage rates have many buyers sitting on the sidelines, waiting for rates to come down. Likewise, many  homeowners are waiting to take advantage of gains in their home equity, because they don't want to lose their current interest rate.

Get on with your plans to buy a home or to make the most of your home's value now, instead of waiting for rates to come down - knowing you can refinance later, without paying lender fees.

But you don't have to wait to save.

With Rate Rebound you can take action now - be that moving forward with a home purchase or tapping into your home equity. 

If rates drop within five years, you can refinance to a lower rate and we'll waive our fees*. 

Rate Rebound clears the way for you to consolidate high-interest debt or to pay for major expenses like value-added home improvements, college tuition, or a wedding.

⁺ Core Logic - Homeowner Equity Insights – Q1 2023 

To learn more about Rate Rebound and how it can help you get on with your plans, give us a call to speak to mortgage professional, or click below to connect online.

CMG HOME LOANS 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94853 NMLS# 1820