GET STARTED ON YOUR HOME BUYING JOURNEY
CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org), is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Mortgage Servicer License No. MS068. Hawaii Mortgage Loan Originator Company License No. HI-1820. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. www.cmgfi.com/corporate/licensing
CMG Home Loans offers several HELOC options to make the most of the equity in your home or investment property. Enjoy a quick and easy process, including no in-home appraisal and access to up to as much as $400,000 in as little as 5 days*.
Home Equity In 5 Days*
Get fast access to the equity in your home.
*5-Day HELOC is not available in Kentucky, New York, and West Virginia.
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
The 5-Day HELOC is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
For the 5-Day HELOC, approval may be granted in five minutes but is ultimately subject to verification of income and employment. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. In addition, funding timelines may be longer if we cannot readily verify that your property is in at least average condition with no adverse external factors with a property condition report and need to order a desktop appraisal to confirm the value of your property.
Loan amounts range from a minimum of $20,000 to a maximum of $400,000. For properties located in AK, the minimum loan amount is $25,001. Your maximum loan amount may be lower than $400,000, and will ultimately depend on your home value and equity at the time of application. We determine home value and resulting equity through independent data sources and automated valuation models.
To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
CMG HOME LOANS 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94853 NMLS# 1820
CMG HOME LOANS 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94853 NMLS# 1820
You've worked hard to build the equity in your home. Make the most of it with a fast and flexible Home Equity Line of Credit.
Give us a call to speak with a licensed mortgage professional about your HELOC options. Or send us your contact information and we'll follow up with you.
Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional.
866-744-2111
Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional.
TACKLE HOME improvementS
Your dream kitchen or master bath (or man cave) awaits! Enhance your enjoyment of your home by making value-added updates (and potentially get an income tax deduction2), at a rate that is typically much lower than credit cards.
consolidate high interest debt
Imagine saying goodbye to the stress and hassle of multiple monthly credit card payments, while saving money every month. An added bonus is a potential improvement to your credit score.
Imagine saying goodbye to the stress and hassle of multiple monthly credit card payments, while saving money on interest. An added bonus is a potential increase in your credit score2.
best home equity line of credit loan uses
Home Equity In 5 Days*
Get fast access to the equity in your home.
Find Your Best HELOC Option
Whether you need to access funds for an unexpected expense or want to avoid dipping into savings or using a high-interest credit card, our fast financing solution can turn your home equity into cash in as little as 5 days.
Use our calculator to see your rate and terms on a HELOC - without a hard credit pull.
the 5-day heloc*
ELIGIBILITY
- Single-family residences (detached homes, townhomes, condos, PUDs, etc.)
- Primary residences, second homes or investment properties are eligible
- Property must be located in an eligible state (see below)
- Minimum FICO credit score of 620 (primary residences)
HOW TO APPLY
To get started, complete our short contact form or give us a call to speak with a licensed mortgage professional, who can answer your questions and help you apply. There is no application fee and no in-home appraisal required.
Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional.
Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional.
866-744-2111
Click to get started with the 5-Day HELOC* or give us a call to speak to a mortgage professional.
1CoreLogic, Homeowner Equity Insights - Q1 2023, 7/8/23
Your HELOC interest rate will depend on several factors. Contact us to learn more and get started.
Your HELOC interest rate will depend on several factors. Contact us by phone or online to learn more and get started.
(Home Equity Line of Credit)
Find Your Best HELOC Option
Take advantage of rising home values and turn your home equity into cash, without having to refinance. Call 888-404-4828 or click to get started.
FOR SPEEDY CLOSINGS
fund life's biggest moments
Make the most of what matters most. Achieve and celebrate major family milestones, such as college or a wedding, with flexible funds from a home equity line of credit.
And, since a HELOC is a separate loan, you don't have to refinance and give up your current mortgage rate.
benefits of a home equity line of credit
Save money on interest every month and free up cash for other needs, with rates that are almost always lower than credit cards.
Get access to much more money than other forms of borrowing (in most cases), given record levels of home equity1.
Enjoy financial flexibility to use as much cash as you need, when you need it.
why cmg home loans?
Take advantage of rising home values. Turn your home equity into cash (without having to refinance) with a top-rated HELOC lender.
Call 888-404-4828 or click to get started.
Explore your home equity cash options with a flexible HELOC on your primary residence or investment property.
Enjoy a fast and easy process, including no in-home appraisal and access to your cash in as little as 5 days*.
Interest savings with rates that are almost always lower than credit cards
In most cases, access to more money given record levels of home equity1
Flexibility to use as much cash as you need, when you need it
benefits of a home equity line of credit
Save money on interest every month and free up cash for other needs, with rates that are almost always lower than credit cards.
Get access to much more money than other forms of borrowing (in most cases), given record levels of home equity1.
Enjoy financial flexibility to use as much cash as you need, when you need it.
And, since a HELOC is a separate loan, you don't have to refinance and give up your current low mortgage rate.
Your HELOC's interest rate and the amount of equity you can borrow are based on your home's value, your credit score, and other factors.
To find out how much equity you have and your rate, give us a call us at 888-404-4828 to speak with a home equity specialist or click to connect with us online.
consolidate high interest debt
fund home improvements
Enhance your enjoyment of your home by financing updates and upgrades that add even more value (and potentially receive an income tax deduction*) with a HELOC.
Your dream kitchen or master bath (or man cave) awaits! Enhance your enjoyment of your home by financing value-added updates (and potentially get an income tax deduction3) with funds from your home equity.
consolidate high interest debt
pay for HOME IMPROVEMENTS
Make the most of what matters most. Achieve and celebrate major family milestones, such as college or a wedding, with funds from a Home Equity Line of Credit.
consolidate high interest debt
fund life's biggest moments
You've worked hard to build the equity in your home. Make the most of it with a fast and flexible Home Equity Line of Credit.
Click below to connect with us online or call 888-404-4828 to speak with a licensed mortgage professional.
best home equity line of credit loan uses
1 Core Logic, Homeowner Equity Insights - Q1 2024
3 Consult a tax professional.
Pay off high interest debt, such as credit cards and personal loans.
Make value-added home improvements.
Handle major expenses such as college tuition or medical bills.
Pursue investment opportunities, such as purchasing a rental property.
2 CMG Home Loans is not a credit repair agency.