GET STARTED ON YOUR HOME BUYING JOURNEY
CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org), is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Mortgage Servicer License No. MS068. Hawaii Mortgage Loan Originator Company License No. HI-1820. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. www.cmgfi.com/corporate/licensing
Home Equity For Home Improvement
Get fast, flexible financing for your home renovations with CMG's 5-Day HELOC*.
Access up to $400,000 of equity in as little as a week with CMG's 5-Day HELOC*
Don't get a personal loan for home renovations: A Home Equity Line of Credit from CMG Home Loans is one of the best ways to finance your home improvements. Get access to the funds you need while only paying interest on the funds you use.
Home Equity In 5 Days*
Get fast access to the equity in your home.
*5-Day HELOC is not available in Delaware, Kentucky, New York, Texas, and West Virginia.
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
The 5-Day HELOC is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
For the 5-Day HELOC, approval may be granted in five minutes but is ultimately subject to verification of income and employment. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. In addition, funding timelines may be longer if we cannot readily verify that your property is in at least average condition with no adverse external factors with a property condition report and need to order a desktop appraisal to confirm the value of your property.
Loan amounts range from a minimum of $20,000 to a maximum of $400,000. For properties located in AK, the minimum loan amount is $25,001. Your maximum loan amount may be lower than $400,000, and will ultimately depend on your home value and equity at the time of application. We determine home value and resulting equity through independent data sources and automated valuation models.
To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
(Home Equity Line of Credit)
Get funds, fast, for value-added home improvements.
The 5-Day HELOC
CMG HOME LOANS 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94853 NMLS# 1820
CMG HOME LOANS 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94853 NMLS# 1820
Click below to get started with financing for your home improvement project or give us a call to speak with a mortgage professional.
Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional.
866-744-2111
Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional.
How To Apply
To get started, complete our short contact form or give us a call to speak with a licensed mortgage professional, who can answer your questions and help you apply over the phone. There's no application fee and no in-home appraisal required.
ELIGIBILITY
- Single-family residences (detached homes, townhomes, condos, PUDs, etc.)
- Primary residences, second homes or investment properties are eligible
- Property must be located in an eligible state (see below)
- Minimum FICO credit score of 620 (primary residences)
The 5-Day HELOC*
(Home Equity Line of Credit)
Home Equity In 5 Days*
Get fast access to the equity in your home.
Home Equity For Home Improvement
Get fast, flexible financing for your home renovations with CMG's 5-Day HELOC*.
Access up to $400,000 of
equity in as little as a week with CMG's 5-Day HELOC*
Don't get a personal loan for home renovations: A Home Equity Line of Credit from CMG Home Loans is one of the best ways to finance your home improvements. Get access to the funds you need while only paying interest on the funds you use.
Get funds, fast, for value-added home improvements.
The 5-Day HELOC*
(Home Equity Line of Credit)
ELIGIBILITY
- Single-family residences (detached homes, townhomes, condos, PUDs, etc.)
- Primary residences, second homes or investment properties are eligible
- Property must be located in an eligible state (see below)
- Minimum FICO credit score of 620 (primary residences)
HOW TO APPLY
To get started, complete our short contact form or give us a call to speak with a licensed mortgage professional, who can answer your questions and help you apply over the phone. There's no application fee and no in-home appraisal required.
Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional.
Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional.
866-744-2111
Click below to get started with financing for your home improvement project or give us a call to speak with a mortgage professional.
Contact us by phone or online to learn more or to get started.