GET STARTED ON YOUR HOME BUYING JOURNEY

^{CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org), is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Mortgage Servicer License No. MS068. Hawaii Mortgage Loan Originator Company License No. HI-1820. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. www.cmgfi.com/corporate/licensing}

Consolidate Debt With A HELOC

Keep your low mortgage rate and pay off high interest credit card debt. 

Access up to $400,000 of equity in as little as a week with CMG's 5-Day HELOC*

Take advantage of rising home values to pay off high rate credit cards, student loans, or other debt. A HELOC is a  great alternative to debt consolidation loans because it's secured by your home - which means a lower interest rate than credit cards and many other types of loans.

Experts recommend you limit home equity borrowing to uses that improve your personal finances, as opposed to borrowing for "fun" or lifestyle spending. 

888-404-4828

Home Equity In 5 Days^*

Get fast access to the equity in your home.

*5-Day HELOC is not available in Delaware, Kentucky, New York, Texas, and West Virginia.

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

The 5-Day HELOC is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.

For the 5-Day HELOC, approval may be granted in five minutes but is ultimately subject to verification of income and employment. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. In addition, funding timelines may be longer if we cannot readily verify that your property is in at least average condition with no adverse external factors with a property condition report and need to order a desktop appraisal to confirm the value of your property.

Loan amounts range from a minimum of $20,000 to a maximum of $400,000. For properties located in AK, the minimum loan amount is $25,001. Your maximum loan amount may be lower than $400,000, and will ultimately depend on your home value and equity at the time of application. We determine home value and resulting equity through independent data sources and automated valuation models.

To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

(Home Equity Line of Credit)

The 5-Day HELOC 

CMG HOME LOANS 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94853 NMLS# 1820

Call us to get started with the 5-Day HELOC* or click below to send us your details and we'll contact you. 

888-404-4828

Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional. 

866-744-2111

Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional. 

credit card (& other) debt consolidation 

Home Equity In 5 Days*

Get fast access to the equity in your home.

Consolidate Debt With A HELOC

Keep your low mortgage rate and pay off high interest credit card debt.

Access up to $400,000 of 
equity in as little as a week with CMG's 5-Day HELOC*

Take advantage of rising home values to pay off high rate credit cards, student loans or other debt. A HELOC is a  great alternative to debt consolidation loans because it's secured by your home - which means a lower rate than credit cards and many other types of loans.

Experts recommend you limit home equity borrowing to uses that improve your personal finances, as opposed to borrowing for "fun" or lifestyle spending. 

CREDIT CARD (& OTHER) DEBT CONSOLIDATION  

ELIGIBILITY

• Single-family residences (detached homes, townhomes, condos, PUDs, etc.)
• Primary residences, second homes or investment properties are eligible
• Property must be located in an eligible state (see below)
• Minimum FICO credit score of 620 (primary residences)

HOW TO APPLY

To get started, complete our short contact form or give us a call to speak with a licensed mortgage professional, who can answer your questions and help you apply over the phone. There's no application fee and no in-home appraisal required.

Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional. 

866-744-2111

Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional. 

866-744-2111

Call us to get started with the 5-Day HELOC*, or click below to send us your details and we'll contact you. 

Give us a call to learn more or get started with the 5-Day HELOC*.