Refinance Your Mortgage Today
You may be able to lower your rate, reduce your monthly mortgage payment, and save money on interest1.
★★★★★ 4.97 stars · 16,000+ reviews | Over 30 Years of Happy Homeowners
CMG is a direct mortgage lender. Our licensed mortgage professionals work with you to find a personalized mortgage refinance solution — with no hidden fees and no commitment to apply.
"Amazing team at CMG. My refinance went quickly and smoothly. A normally stressful procedure was completed stress free."
Beth L
"Amazing team at CMG. My refinance went quickly and smoothly."
Beth L
Real Speed
Get your mortgage refinance rate in under 5 minutes — from a licensed loan officer, not a bot or algorithm.
No Risk
Checking your refinance home loan rate with CMG doesn't affect your credit score and carries zero commitment.
Rate Context
Mortgage refinance rates have moved. If you haven't checked yours in 6 months, there may be savings you're leaving behind.
How Mortgage Refinancing Works
How Mortgage Refinancing Works
1
Tell Us About Your Home Loan
Share a few details about your current mortgage. We'll connect you with one of our licensed loan officers, who specializes in home loan refinancing in your area.
2
Compare Your Refinance Options
Your CMG loan officer reviews your personalized refinance rate options and walks you through the numbers — payment, rate, and closing costs.
3
Lock Your Rate and Close
When you're ready, we'll lock your new lower mortgage rate. CMG's average refinance close time is 21 days.
Frequently Asked Questions
When should I refinance my mortgage?
The best time to refinance your mortgage is when your current rate is more than 0.5–1% above today's rates, or when a lower monthly mortgage payment would meaningfully improve your cash flow. A CMG loan officer can run the numbers for your specific situation in minutes.
How do I refinance my home loan?
To refinance your home loan, start by completing our short online form. We'll connect you with a licensed loan officer right away to pull today's refinance mortgage rates and review your options. There's no impact to your credit and no commitment required.
What are today's mortgage refinance rates?
Current mortgage refinance rates change daily. Your rate is based on a variety of factors unique to you. A CMG loan officer will discuss your needs and review your details to find our best refinance rates for your property and credit profile.
Will refinancing lower my monthly mortgage payment?
For many homeowners, refinancing to a lower mortgage rate reduces the monthly payment significantly. Your loan officer will calculate the exact payment difference and break-even point so you can make an informed refinance decision.
CMG HOME LOANS 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94853 NMLS# 1820
CMG HOME LOANS 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94853 NMLS# 1820
CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org), is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Mortgage Servicer License No. MS068. Hawaii Mortgage Loan Originator Company License No. HI-1820. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. www.cmgfi.com/corporate/licensing
1By refinancing the existing loan, the total finance charges may be higher over the life of the loan.
A licensed CMG loan officer is standing by. Get your refinance rate in about 5 minutes.
Ready to Lower Your Mortgage Rate?
Refinance Your Mortgage Today
You may be able to lower your rate, reduce your monthly mortgage payment, and save money on interest1.
CMG's licensed mortgage professionals work with you to find a personalized mortgage refinance solution — no hidden fees, no commitment to apply.
About 5 min · No credit impact