Meet Your Lender
TRUSTED PARTNER
OF DIVVY HOMES
With over 30 years of award-winning experience, CMG Home Loans is proud to team up with Divvy Homes to deliver forward-thinking solutions that turn renters into owners.
Jamie Minster
Loan Officer, NMLS ID# 1871743
After 14 years in the finance industry, Jamie has been a part of every step of the home buying journey. Whether someone is buying their first home, upgrading, downsizing, or refinancing, she is committed to making the process smooth and clear by walking them through their options, breaking down complex terms, and answering every question.
Jamie is passionate about helping renters become homeowners and loves finding the right financing solution that
can help them accomplish their goals. The rent-to-own solution through Divvy Homes is one of many unique programs CMG Home Loans has to offer. As a firm believer that everyone deserves a place to truly call their own, Jamie is honored to help clients take ownership of the home they already love.
Crunch the Numbers
Try our mortgage calculator
You already have money built up for your down payment thanks to Divvy’s rent-to-own program. If you want to run through personalized scenarios with those numbers, let me know!
*Estimated monthly payments include principal and interest and are not an offer to lend. Tax, insurance, and other fees and charges may apply. Default interest rate displayed is illustrative only. Interest rates, total cost of mortgage, and monthly mortgage payment are estimates based on information provided. Actual mortgage payment and interest rate may be higher or lower than those displayed and will depend on your mortgage product, collateral, and credit history.
CMG Mortgage, Inc. dba CMG Home Loans, NMLS ID# 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com), Equal Housing Opportunity. Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending. Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000. Georgia Residential Mortgage Licensee #15438. Regulated by the Division of Real Estate (CO). AZ license #0903132. To verify our complete list of state licenses, please visit http://www.cmgfi.com/corporate/licensing.
975 JOHNNIE DODDS BLVD. SUITE A, MOUNT PLEASANT, SC 29464 | BRANCH NMLS# 1594871
CONSUMERS WISHNG TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
CONSUMERS WISHNG TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
MORTGAGES
MADE SIMPLE
Corcoran McEnearney have partnered with CMG Home Loans to offer their clients a top-notch home financing experience. With rave client reviews, CMG is poised to provide their clients the highest satisfaction. From home search to closing, we’re here to guide you every step of the way!
Meet the Team
Brian Kempf is awesome and helped us buy our dream home!
AWESOME
Jason T.
Google Review
My only disappointment was
the interest rate on our loan, with our excellent credit rating and large down payment I think we should have had a little lower rate than 7.125%. But, it’s done now and we happy with our new home, and everyone there was patient and put up with our lack of knowledge on the internet so I’m sure you all were glad when we finally settled. Thank you!
THANK YOU!
Brenda T.
Testimonial Tree Review
Brian provided great service, we never felt lost in the process and were very happy with CMG.
GREAT SERVICE
Carlos P.
Testimonial Tree Review
Brian was great. He streamlined the process and communicated effectively the entire way. I never thought the process of securing a loan and buying a home would be so easy until we met Brian!
BRIAN WAS GREAT
Kyle G.
Testimonial Tree Review
Very communicative and
reliable.
RELIABLE
Biwek K.
Testimonial Tree Review
Brian and his team were absolutely wonderful to work with! As a first-time home buyer, I didn't know much about the process and Brian explained things to me that was easy to understand. If you are looking for the best, I highly recommend using Brian and his team.
HIGHLY RECOMMEND
Alison C.Alison
Testimonial Tree Review
Our Client Success Stories
GETTING A HOME LOAN SHOULDN’T BE HARD
See How Simple It Is
The CMG HOME mobile app guides you through your home search and mortgage financing and connects you directly to your loan officer and REALTOR®.
CMG Mortgage, Inc. dba CMG Home Loans, NMLS ID# 1820 (www.nmlsconsumeraccess.org), is an equal housing lender. Licensed by the Virginia State Corporation Commission #MC-5521. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing.
Get a lender credit for the lesser of 1% of the loan
amount or $3,000!*
No-lender-fee refinances!** Worried about missing out on falling rates? We’ve got you covered! With Rate Rebound, you can buy now and refinance later with no lender fees if rates fall
Ready to Buy Your Home?
We’re ready to help
Thinking about making ‘the big payment’ on your home? Can’t decide if it’s the right time? For those buyers on the fence, we have a couple of ways to help you decide.
Ask me about our other discounts and assistance programs!
*This lender credit is available for the lesser of 1% of the loan amount or $3,000! Offer valid for applications received through 12/31/2025. Cannot be combined with any other CMG Home Loans offer. To be eligible for the full lender credit, as of the settlement date, you must originate with Jamie Minster at CMG Home Loans. The credit will be applied at closing and will appear on your closing disclosure. This coupon has no cash value; the credit must be applied to the loan. Not valid on bond loans or down payment assistance programs.
**CMG Home Loans will cover all customary lender fees which are lender administrative fees, tax service fees, appraisal fee, HELOCs and credit report fee. This offer does not cover discount points. Credit cannot exceed total fees. Rate Rebound is only valid on future conventional conforming, government, and jumbo loans in our retail channel (future Construction Loans, All in One, HELOCs, Bond or HFA loans are excluded). Rate Rebound is only available on loans originated by CMG Home Loans. There may be additional restrictions based on investor. Offer may not be redeemed for cash or credit and is nontransferable. Offer cannot be retroactively applied to any loans. Offer may not be used with any other discounts, promotions or interest-only/buy-down and second lien products. This offer is subject to changes or cancellation at any time at the sole discretion of CMG Home Loans. Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines. Program will be available on loans disclosed on or after 11/1/22. Program is applicable for refinances 6 months after closing up to 5 years from original note date and with a net tangible benefit which includes a rate reduction of 0.5%, going from an ARM to fixed rate, reducing loan term, movement to a more stable product, or a lower principal and interest payment. By refinancing the existing loan, the total finance charges may be higher over the life of the loan.
Jamie & her team were on top of everything during the entire loan process, providing outstanding customer service & very easy to work with. Very pleased, thank you again! Glen & Rita.
VERY PLEASED
Glen S.
Testimonial Tree Review
Very easy to work with and everything went very smoothly. Thanks!
THANKS!
Emily C.
Testimonial Tree Review
This is the second mortgage loan that Jamie has handled for me. Both times have been an exceptionally good experience! Jamie and the entire team at CMG Mortgage are extremely helpful and have gone above and beyond to make it a pleasurable experience!
I highly recommend them!
HIGHLY RECOMMEND
John D.
Testimonial Tree Review
Jamie was amazing!!
AMAZING!!
Heather M.
Testimonial Tree Review
Fantastic and very helpful professional
FANTASTIC
William T.
Testimonial Tree Review
I have absolutely loved working with Jamie. She is brilliant and such a pleasure to work with.
I could not have purchased this home without her hard work. She’s a genius for real.
PLEASURE TO WORK
Nancy B.
Testimonial Tree Review
Our Client Success Stories
4.96 Stars | 3,264 Reviews
5 Stars | 82,200 Reviews
Top Lender for Refinance*
Top Overall Lender*
Top Rated Lender*
Best Refinance Lender**
Best HELOC**
Who is CMG?
*2021 | **2024
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Chat with your loan officer, upload secure documents, and more!
Get a lender credit for the lesser
of 1% of the loan amount or $3,000!