GET STARTED ON YOUR HOME BUYING JOURNEY
CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org), is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Mortgage Servicer License No. MS068. Hawaii Mortgage Loan Originator Company License No. HI-1820. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. www.cmgfi.com/corporate/licensing
The average US homeowner has over $300,000 in home equity2.
Home Equity In 5 Days*
Get fast access to the equity in your home.
1By refinancing the existing loan, the total finance charges may be higher over the life of the loan.
2 CoreLogic, Homeowner Equity Insights - Q1 2024
CMG HOME LOANS 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94853 NMLS# 1820
CMG HOME LOANS 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94853 NMLS# 1820
NEXT STEPS
To learn more or get started with a cash-out refinance, call 877-992-3833 to speak with a mortgage loan officer, or click below to connect with us online.
RISING HOME EQUITY
Thanks to rising home prices, home equity is growing at a substantial rate. According to CoreLogic, the average US homeowner now has over $300,000 in equity in their home2.
Source: CoreLogic
Home Equity In 5 Days*
Get fast access to the equity in your home.
Cash In On Rising Home Equity
Improve your financial outlook with a Cash-out Refinance1.
Access up to $400,000 of
equity in as little as a week with CMG's 5-Day HELOC*
CMG Home Loans offers a financing solution that can turn your home equity into cash in as little as 5 days*.
Whether you need to access funds for an unexpected expense, want to avoid dipping into savings or using a high-interest credit card, or just want an alternative to help pay for life’s next steps, our 5-Day HELOC can help.
Get funds, fast, for life's unexpected (or expected) expenses.
The 5-Day HELOC
(Home Equity Line of Credit)
how it works
With a cash out refinance, you replace your existing mortgage with a larger loan, taking the difference (typically up to 80%) as cash.
The process is similar to a home purchase, including an application, loan documentation, and closing costs. A home appraisal is usually required to verify your home's value.
next steps
To learn more or to get started with a cash out refinance, call 877-992-3833 to speak with a mortgage loan officer, or click below to connect with us online.
Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional.
Click to get started with the 5-Day HELOC or give us a call to speak to a mortgage professional.
866-744-2111
Give us a call to apply by phone or click to get started.
how it works
With a cash out refinance, you replace your existing mortgage with a larger loan, taking the difference (typically up to 80%) as cash. The process is similar to a home purchase, including an application, loan documentation, and closing costs. A home appraisal is usually required to verify your home's value.
Experts recommend limiting home equity borrowing to uses that improve your financial outlook. Using your home equity responsibly can help put you on a path to building wealth.
cash-out refinance vs. heloc
A cash-out refinance replaces your current mortgage, whereas a HELOC is a second loan. HELOC's usually have a variable rate, versus a fixed rate with cash-out refinances. Many homeowners like the single, predictable monthly payment of a cash-out refi. Another potential advantage is the rate is typically lower with a cash-out refinance compared to a HELOC.
Combine multiple debts and the hassle that comes with them into one single, manageable (and fixed) monthly payment.
Simplify Your Finances
Home equity funds can be used to consolidate high-interest debt, make value-added improvements to your home, or pursue investment opportunities.
Maximize Your Home's Value
Interest savings and debt consolidation can help reduce your monthly outgoings and potentially improve your credit score, which could help you access additional opportunities.
Improve Your Financial Outlook
Mortgage rates are almost always lower than rates for other forms of borrowing, like credit cards. An additional bonus is a potential mortgage interest tax deduction3.
Save Money Every Month
Interest savings and debt consolidation can help reduce your monthly outgoings and potentially improve your credit score, which could help you access additional opportunities.
Improve Your Financial Outlook
Mortgage rates are almost always lower than rates for other forms of borrowing, like credit cards. An additional bonus is a potential mortgage interest tax deduction3.
Save Money Every Month
Home equity funds can be used to consolidate high-interest debt, make value-added improvements to your home, or pursue investment opportunities.
Maximize Your Home's Value
With a cash out refi from CMG Home Loans, you can simplify your finances - and your life - with fewer debt payments each month, while saving money on interest.
You can also use the money for other needs, such as home improvements to increase the value, and your enjoyment, of your home!
Combine multiple debts and the hassle that comes with them into one single, manageable (& fixed) monthly payment.
Simplify Your Finances
How You Can Benefit From a Cash-out Refinance
Call to 877-992-3833 to learn more or get started.
cash-out refinance vs. heloc
A cash-out refinance replaces your current mortgage, whereas a HELOC is a second loan. HELOC's usually have a variable rate, versus a fixed rate with cash-out refinances.
Many homeowners like the single, predictable monthly payment of a cash-out refi. Another potential advantage is the rate is typically lower with a cash-out refinance compared to a HELOC.
CMG's Rate Rebound allows you to move forward with confidence, knowing you can refinance later if rates go down.
If rates drop within five years, you can refinance to a lower rate and we'll waive our fees3.
Rate Rebound clears the way for you to tap into your home equity now to consolidate high-interest debt, cover unexpected expenses, or improve your home with a cash-out refinance.
