Is it time for a Refinance?
A mortgage refinance offers numerous benefits. You can consolidate debts, receive cash out, change from an adjustable to a fixed rate, shorten your loan term, look to move into a principal focused loan called the All In One LoanTM, or even lower your monthly mortgage payment.*
Rates are on the move and currently are at their lowest levels of the year. We are looking forward to helping you save as much money as possible through refinancing.
Consolidate credit card, mortgage, and other debt into one, easy monthly payment, with a lower rate and less hassle.
Save Money and Simplify Your Finances With a Cash-Out Refinance
Make the most of the equity in your home to transform your finances, upgrade your home, or pay for life's big moments.
Unlock Your Home's Potential
- How much less would I be paying per month?
How to Know if a Refinance is Right for You
- Does this outweigh the closing costs of a refinance?
- Could I benefit from switching to a fixed-rate mortgage from an adjustable-rate mortgage (ARM)?
- Would I be a candidate for the All In One LoanTM
to potentially save money on interest?
As you can see, mortgage rates have been trending lower this month.
See how much you could save per month by clicking the button below.
30-Year Fixed-Rate Trends
6.53%
Why CMG?
CMG HOME LOANS 3160 CROW CANYON ROAD, SUITE 400, SAN RAMON, CA 94853 NMLS# 1820
CMG HOME LOANS 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94853 NMLS# 1820
*By refinancing the existing loan, the total finance charges may be higher over the life of the loan
CMG Mortgage, Inc. dba CMG Home Loans, NMLS ID# 1820 (www.nmlsconsumeraccess.org), is an equal housing lender. Licensed by the Virginia State Corporation Commission #MC-5521. Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending. Licensed by the NJ Department of Banking and Insurance. Licensed by the New Hampshire Banking Department. Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance. Georgia Residential Mortgage Licensee #15438. Regulated by the Division of Real Estate (CO). AZ license #0903132. GA# 40871. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing.
CONSUMERS WISHNG TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Are you ready to take advantage of the equity you've built in your home? Our cash-out refinance options provide the financial flexibility you need, whether it’s for home improvements, consolidating debt, or achieving other financial goals. We’ve already determined that a cash-out refinance is a great fit for you, and we’re here to make the process smooth and straightforward.
Flexible
financial solutions
- Lower Interest Rates:
*Potentially lower your mortgage interest rate, and rate may be lower when compared to a personal loan or credit cards
**Homeowners with a cash-out refinance can typically access up to 80% of their home's equity, providing significant financial flexibility.
*By refinancing the existing loan, the total finance charges may be higher over the life of the loan
Benefits of a cash out refi
- Debt Consolidation:
Combine multiple debts into a single, manageable monthly payment
- Financial Flexibility:
Use the funds for education, investments, or other personal needs
- Home Improvement:
Increase your home’s value with renovations and upgrades**
Benefits of a cash out refi
Why CMG?
CMG HOME LOANS 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94853 NMLS# 1820
CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org), is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Mortgage Servicer License No. MS068. Hawaii Mortgage Loan Originator Company License No. HI-1820. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. http://www.cmgfi.com/corporate/licensing.
CONSUMERS WISHNG TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
With a cash-out refinance
How it works
Assess Your Home’s Value:
Our team will help
determine your home’s current market value.
Calculate Your Equity:
Find out how much equity
you can access based on your mortgage balance.
Recieve Your Cash:
Once approved, you'll receive your funds quickly and use them however you choose.
How it works
- Griffing P.
I've been using CMG for 10 years. I've referred friends and family and we've all had incredible service & clear communication.
FEEDBACK FROM
OUR CLIENTS
CMG guided us the entire way
and we felt that we could totally trust that CMG had our best interest in mind.
- Hannah M.
CareyAnn & MyMortgageTeam | Sr. Loan Officer, NMLS ID# 160055
810 Crescent Centre Dr., Suite 320, Franklin, TN 37067 | Branch NMLS ID# 1093019
